April 20, 2018


Life insurance may be divided into two basic classes – temporary and permanent or following subclasses – term, universal, whole life and endowment life insurance.

Dallas Fort Worth has three basic types of life insurance available: term life insurance, whole life insurance, and universal life insurance. There may be many different variations on these types of life insurance such as with renewals or with added riders (attachments a policy).

There are three key factors to be considered in term insurance:

  • Face amount (protection or death benefit),
  • Premium to be paid (cost to the insured), and
  • Length of coverage (term).

Various insurance companies sell term insurance with many different combinations of these three parameters. The face amount can remain constant or decline. The term can be for one or more years. The premium can remain level or increase. Common types of term insurance include Level, Annual Renewable and Mortgage insurance.

Follow these links to find out more about the life insurance policies that Dallas Fort Worth Life Insurance (DFW Life Insurance) has to offer.

Term Life Insurance
Whole Life Insurance
Universal Life Insurance